Better Alternatives To Withdrawing From Your Retirement
When facing an urgent and substantial financial need, borrowing against their 401(k) often comes to mind. While account holders can withdraw $50,000 or 50% (whichever is less) from their 401(k) plans without paying penalties, there are major drawbacks that should make you think twice...
Your Guide To Buying A Home When You Have Bad Credit
If you think that buying a house with bad credit is impossible, we have good news! It may be more complex, but it can be done!
But before you go house hunting, it's essential that you review your financial situation. Homeownership involves unexpected expenses that may be hard to cover if...
Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
Having multiple credit cards can be helpful, especially when making large purchases. The problem starts when you have large outstanding balances, and you're having trouble paying them off quickly to avoid enormous interest charges.
You may have heard about using a home equity loan to...
How Can I Get Approved for a Mortgage as a Contract Employee?
Contract employees who want to get a home loan can sometimes find it challenging. Traditional mortgages often lean towards an income that can be verified easily with W-2s. Income taxes for contract employees can sometimes get complicated and can further compound the problem...
Step By Step Guide To Getting Your Credit Ready For A Mortgage
Did you know that you could save thousands of dollars if you prepare your credit before applying for a mortgage? Your credit score is one of the most critical factors that determine your mortgage interest rate and which home loan program you qualify for.
This week’s article will...
Desert Capitol Services LLC strives to ensure that its services are accessible to people with disabilities. Desert Capitol Services LLC has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
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