866-922-5900

Brian Ramsey direct: 16026905769
Kim Callan direct: 16235943355

  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

  • Desert Capitol Services LLC slide #4
Today's Rates
View All
Apply Now
Get Started
Mortgage News
See All

We have solutions for every type of homebuyer or homeowner!

Get a hassle-free home loan with concierge loan services! We know that each customer is an individual with specific goals and needs, so we strive to meet those specific needs with a wide array of loan products, 50+ years of mortgages consulting experience and unparalleled 5-star service.

Whether your looking to purchase your first home, upgrading, downsizing, refinancing, lines of credit, home improvements, debt consolidation... We have a solution for you! 

Call us now for a free credit review or to get pre-qualified for the home of your dreams!

Toll Free: 866-922-5900 | Arizona: 623-223-1343 & 623-303-8542 | California: 760-417-7230

TopTopSample Image
Top

See what our clients have to say about us: Read our 5 star reviews here!

Sample Image  Sample Image  Sample Image

Recent Articles

Dec
30
2025
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...
Dec
18
2025
Inflation Cools in November — What It Means for Mortgage Rates
New inflation data shows that price growth cooled in November after reaching its highest level of the year in September. That’s encouraging news for consumers, but it doesn’t mean mortgage rates are about to drop quickly. According to the Consumer Price Index (CPI),...
Dec
10
2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
Dec
06
2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
background banner image

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand Desert Capitol Services LLC's Privacy Policy.